Military Resume Writers - A Good Way to Landing a Career With High Expectations

Military Resume Writers - A Good Way to Landing a Career With High ExpectationsMilitary resume writers work as service professionals with years of experience. They know what to do and how to do it. Resume writers are often employed by private companies, so they are in a position to meet the demands of the job market.Military resume writers specialize in writing different types of documents for the purpose of opening a career. One reason that people find the use of such professionals a worthy move is because of the high quality output they can offer. There are many ways in which these professionals can help you land your dream job. The resume writing process is sometimes looked at as a difficult process but it can be mastered by anyone if they are properly trained.Military resume writers take pride in their work and are proud of it. They will strive to show you the best results and will gladly share their knowledge. The hard work is rewarded when you get the job interview.Before writi ng your resume, make sure that you have time to organize all your information. Military resume writers often have to analyze and assemble all the required documents before going through each and every one of them. This may take a considerable amount of time, especially if you do not have much spare time on your hands.Writing the military resume may not be as easy as it looks on the outside. The majority of the process is automated and professional. To ensure the speed of writing, military resume writers may consider using some services that offer resume writing services.Most companies use different forms of formatting to present the information in a particular way. This is the reason why it is essential to look out for the best format for writing your resume. Resume templates are becoming more popular. This is because many resume writers know how important it is to create an appealing resume for the company. Resume templates help the writer to find a good combination of details. Thi s ensures that the basic structure of your resume is intact. Companies will also provide a resume template so that you can get the best results.

FICO SBSS The FICO Score for Small Businesses

FICO SBSS The FICO Score for Small Businesses Imagine checking your FICO score and finding out it is 300. You’d probably be crushed; after all that’s the lowest (and worst) score you can get under most FICO credit scoring models. But if you were an entrepreneur applying for a small business loan, you could break out the champagne because when it comes to FICO SBSS (small business scores), 300 is the highest score you can get. Don’t be surprised if you haven’t heard of the FICO SBSS scores. The small business scores created by FICO are still largely a mystery and can be confusing to prospective borrowers, even though they can play a crucial role in the loan you hope to get to fund the growth or expansion of your business. But if you own a business, or hope to in the future, you should learn about them. Numerous lenders use FICO SBSS models and they play an important role in many Small Business Administration (SBA) loans. Since January 2014, the SBA has been using credit scoring to prescreen 7(a) loans up to $350,000 with a couple of exceptions (SBA Express and Export Express). “SBA loans offer the most attractive interest rates, so if you want to get a small business loan, it’s important to know this score and know it’s up to snuff,” says Levi King, CEO of Creditera. Here are a few things you need to know about these important, but largely unknown, credit scoring models. The Range The score range is 0 â€" 300, and like a consumer FICO score, a higher score is considered stronger because it represents less risk to the lender. The Formula A wide variety of factors go into these scores. These may include: The owner/co-owner’s personal credit information Business credit history, age of the business, years in business, etc. Financial data, such as business assets, cash flow, etc. Beyond that, specifics are very difficult to come by. Unlike the “FICO formula” that describes the main factors that go into credit scores and the impact they have on your credit history. As with all FICO scores, there are many different models and lenders may customize scores to their business needs. I’ve found that business credit is a source of confusion for many owners, who don’t know it exists and don’t know how to build strong business credit. This process of building business credit can be different than it is for personal credit. For example, while using a credit card can be helpful when building a strong personal credit score, some business credit cards won’t appear on your business credit reports unless you default. And it’s much harder to identify companies that report to business credit bureaus than it is to find ones that will report to the major credit reporting agencies that sell consumer credit reports, where almost any auto or mortgage lender will report payment history on a regular basis. Unlike consumer lending, if you are turned down for a small business loan due to your business credit reports and/or your business credit scores, lenders aren’t required to tell you why your application was rejected. The Workaround If you have very high personal credit scores but little in the way of a business credit rating, you may be able to meet the minimum score required, at least for an SBA loan. And some lenders may be willing to offer funding if you have very high personal credit scores and other qualifications such as strong collateral and great business potential. “Some lenders will look more at the story than at the score,” says Rocco Fiorentino, whose firm, Benetrends, helps franchise owners obtain financing. I recommend you get a comprehensive view of your credit as soon as you decide to start a business. Business owners should always stay on top of their scores. Here’s how: Creditera offers some business credit scores for free, and a FICO SBSS score is available for purchase. You can purchase several different types of business credit reports and scores from the three major credit bureaus. DNB (Dun Bradstreet) offers free alerts to changes in your business credit file. In my forthcoming book, Finance Your Business, co-authored with Gerri Detweiler, I explain the myriad types of information that can go into business credit scores and how to build yours. Business owners are wise to invest the time and energy into establishing strong personal and business credit before they need to borrow. It’s hard to build one fast, and when the opportunity to expand arises, you want to be ready to take advantage of it. More From Credit.com: What’s a Good Credit Score? How to Get Your Free Annual Credit Report How Do I Dispute an Error on My Credit Report?

Annual Career Check-Up Your New Year In View - Work It Daily

Annual Career Check-Up Your New Year In View - Work It Daily It's time for your annual career check-up! What changes do you want to make in your work life in 2014? Do you want a new job or a promotion? Do you want to keep doing the same things work-wise but with a new employer? Do you want to change career directions altogether? Are you happy where you are but want to boost your performance? Regardless of your career situation, the New Year offers you a fresh slate. If you’re a goal-driven person, then you probably set performance targets for yourself at work and in your personal life. Now that the New Year is here, it’s time to set your career goals for 2014. Remember to keep your goals SMART (specific, measurable, achievable, realistic, and time-driven): Relationships Armed with a list of the most critical relationships in your work life, set a goal for each. What's the one action you can take that will sustain or improve each relationship? Goals Are you carrying forward any 2013 goals into 2014? If so, make a note of them. In addition, jot down the primary goals you would like to achieve in your work life this year. Are you aiming to land a new job or a promotion by a certain date? Or are you planning to clarify your career next steps or explore a new industry? Career Trajectory What title, employer type, and industry would you like to be in by the end of 2014? Aim high and dream big, and then work backward to detail the path you will need to take to achieve this trajectory. Personal Brand Which elements of your career brand would you like to capitalize on more this year? How will you do this? What types of projects, assignments, and roles will enable you to extend your brand at work? Career Values What are the top three career values you would like to honor most throughout this next year? Career Passions What are the top three career passions you would like most to express throughout 2014? Career Gifts What are the top two career gifts you would like to use the most this year? Industry Trends Which industry trends are most likely to impact your career in 2014? What specific actions can you take in the next 12 months to make those impacts as positive as possible? What can you do to mitigate any potential negative impacts? Personal And Professional Development What new personal or work-related skills do you plan to develop this year? What formal or informal training will you complete? Remember that once you officially enroll in a class or program, you can add it to your resume and LinkedIn profile â€" just make sure you clarify that you are enrolled and have not yet completed it. Once you’ve completed the class or program, you can note this completion on your resume or LinkedIn profile as well. Achievements What achievement opportunities exist for you in your current role this year? Are there planning projects or initiatives that you think will enable you to solve a problem, improve sales, innovate, or help the company to achieve shared goals? If you find yourself stymied by the process of designing your life, you may need an injection of creativity. If so, try one or more of the 30 creativity-boosting techniques noted in this recent blog post. Once your plan is crafted, put legs under it by tying your goals and plans to specific dates in your planner. Break larger annual goals into small weekly chunks and make sure you access support for each goal you set: Who can assist you in achieving each goal? What information or resources do you need to pursue these goals? What new skills or success habits must you put in place to realize these goals? What changes or adaptations will you have to make, and how will you go about executing those? What barriers to accomplishing these goals are in your way or could arise? How will you overcome these barriers? Put your career plan in a form that feels right to you, whether that’s a collage or a left-brained report. Store it where you will see it often (preferably daily) and schedule monthly reviews of your plan. Each month when you reread it, make a note of your progress, successes, and problems. Get help when you need it â€" don’t wait until the year is nearly over to admit that you need support to achieve a goal. Most of all, though, have fun with your goals. Resolutions are supposed to bring us joy! Enjoy this article? You've got time for another! Check out these related articles: Don’t Be Afraid Of Changing Your Job Goals How To Create SMART Goals Why Do You Set Goals? Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today! Annual Career Check-Up Your New Year In View - Work It Daily It's time for your annual career check-up! What changes do you want to make in your work life in 2015? Do you want a new job or a promotion? Do you want to keep doing the same things work-wise but with a new employer? Do you want to change career directions altogether? Are you happy where you are but want to boost your performance? Regardless of your career situation, the New Year offers you a fresh slate. If you’re a goal-driven person, then you probably set performance targets for yourself at work and in your personal life. Now that the New Year is here, it’s time to set your career goals for 2015. Remember to keep your goals SMART (specific, measurable, achievable, realistic, and time-driven): Relationships Armed with a list of the most critical relationships in your work life, set a goal for each. What's the one action you can take that will sustain or improve each relationship? Goals Are you carrying forward any 2014 goals into 2015? If so, make a note of them. In addition, jot down the primary goals you would like to achieve in your work life this year. Are you aiming to land a new job or a promotion by a certain date? Or are you planning to clarify your career next steps or explore a new industry? Career Trajectory What title, employer type, and industry would you like to be in by the end of 2015? Aim high and dream big, and then work backward to detail the path you will need to take to achieve this trajectory. Personal Brand Which elements of your career brand would you like to capitalize on more this year? How will you do this? What types of projects, assignments, and roles will enable you to extend your brand at work? Career Values What are the top three career values you would like to honor most throughout this next year? Career Passions What are the top three career passions you would like most to express throughout 2015? Career Gifts What are the top two career gifts you would like to use the most this year? Industry Trends Which industry trends are most likely to impact your career in 2015? What specific actions can you take in the next 12 months to make those impacts as positive as possible? What can you do to mitigate any potential negative impacts? Personal And Professional Development What new personal or work-related skills do you plan to develop this year? What formal or informal training will you complete? Remember that once you officially enroll in a class or program, you can add it to your resume and LinkedIn profile â€" just make sure you clarify that you are enrolled and have not yet completed it. Once you’ve completed the class or program, you can note this completion on your resume or LinkedIn profile as well. Achievements What achievement opportunities exist for you in your current role this year? Are there planning projects or initiatives that you think will enable you to solve a problem, improve sales, innovate, or help the company to achieve shared goals? If you find yourself stymied by the process of designing your life, you may need an injection of creativity. If so, try one or more of the 30 creativity-boosting techniques noted in this recent blog post. Once your plan is crafted, put legs under it by tying your goals and plans to specific dates in your planner. Break larger annual goals into small weekly chunks and make sure you access support for each goal you set: Who can assist you in achieving each goal? What information or resources do you need to pursue these goals? What new skills or success habits must you put in place to realize these goals? What changes or adaptations will you have to make, and how will you go about executing those? What barriers to accomplishing these goals are in your way or could arise? How will you overcome these barriers? Put your career plan in a form that feels right to you, whether that’s a collage or a left-brained report. Store it where you will see it often (preferably daily) and schedule monthly reviews of your plan. Each month when you reread it, make a note of your progress, successes, and problems. Get help when you need it â€" don’t wait until the year is nearly over to admit that you need support to achieve a goal. Most of all, though, have fun with your goals. Resolutions are supposed to bring us joy! This post was originally published on an earlier date and has been revised. Related Posts Don’t Be Afraid Of Changing Your Job Goals How To Create SMART Goals Why Do You Set Goals? About the author A 15-time, award-winning resume writer, Cheryl Lynch Simpson serves mid-career to senior executives as a credentialed resume writer (ACRW), LinkedIn strategist (COPNS), and Get Clear, Get Found, Get Hired (G3) coach. Like her advice? Check out her website, ExecutiveResumeRescue.com for a complimentary copy of her popular Polish Your Profile LinkedIn presentation, or follow her on Twitter!   Disclosure: This post is sponsored by a CAREEREALISM-approved expert. You can learn more about expert posts here. Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today!