Food for Thought for Monday Make the rest of your year the best - heres how - Hallie Crawford

Food for Thought for Monday Make the rest of your year the best - heres how Happy Monday! Hope you had a nice weekend. My hubby and I were able to escape from the heat a little bit by going to the pool on Friday and Sunday. I have been swimming regularly lately because I have an exciting announcement to make â€" I am pregnant! About 5 months along. I am swimming because its the best exercise recommended for prego women. We are excited about the baby but I gotta tell ya, the physical changes have taken me by surprise. Sometimes I find it difficult to stay awake, and this past week I have been incredibly spacey. These days it’s not a question of if I take a nap but how many naps I take â€" chuckle, chuckle. It’s certainly a journey. I’ll keep you posted as things progress. Ive included a little something for environmentally friendly babies here from Ideal Bite, Organic baby shower gift ideas. Food for Thought for Monday: Make the rest of your year the best heres how What if the rest of your year was the best of your year? 2007 is more than halfway over wow. I like the question above because it incorporates Law of Attraction principles; seeing the glass as half full instead of half empty. One day this week, try this exercise to help you plan for the rest of your year: If the rest of 2007 was the best of the year, what would that look like for you? What would you want to happen? Make a list of those things, and envision what you want to create for the rest of 2007. And by the way, keep in mind there’s plenty of time. That will help you see these goals from a perspective of abundance and flow. Contact me if you need help! Hallie,Atlanta Career Coach Related Links:Pick Your Battles

Military Resume Writers - A Good Way to Landing a Career With High Expectations

Military Resume Writers - A Good Way to Landing a Career With High ExpectationsMilitary resume writers work as service professionals with years of experience. They know what to do and how to do it. Resume writers are often employed by private companies, so they are in a position to meet the demands of the job market.Military resume writers specialize in writing different types of documents for the purpose of opening a career. One reason that people find the use of such professionals a worthy move is because of the high quality output they can offer. There are many ways in which these professionals can help you land your dream job. The resume writing process is sometimes looked at as a difficult process but it can be mastered by anyone if they are properly trained.Military resume writers take pride in their work and are proud of it. They will strive to show you the best results and will gladly share their knowledge. The hard work is rewarded when you get the job interview.Before writi ng your resume, make sure that you have time to organize all your information. Military resume writers often have to analyze and assemble all the required documents before going through each and every one of them. This may take a considerable amount of time, especially if you do not have much spare time on your hands.Writing the military resume may not be as easy as it looks on the outside. The majority of the process is automated and professional. To ensure the speed of writing, military resume writers may consider using some services that offer resume writing services.Most companies use different forms of formatting to present the information in a particular way. This is the reason why it is essential to look out for the best format for writing your resume. Resume templates are becoming more popular. This is because many resume writers know how important it is to create an appealing resume for the company. Resume templates help the writer to find a good combination of details. Thi s ensures that the basic structure of your resume is intact. Companies will also provide a resume template so that you can get the best results.

FICO SBSS The FICO Score for Small Businesses

FICO SBSS The FICO Score for Small Businesses Imagine checking your FICO score and finding out it is 300. You’d probably be crushed; after all that’s the lowest (and worst) score you can get under most FICO credit scoring models. But if you were an entrepreneur applying for a small business loan, you could break out the champagne because when it comes to FICO SBSS (small business scores), 300 is the highest score you can get. Don’t be surprised if you haven’t heard of the FICO SBSS scores. The small business scores created by FICO are still largely a mystery and can be confusing to prospective borrowers, even though they can play a crucial role in the loan you hope to get to fund the growth or expansion of your business. But if you own a business, or hope to in the future, you should learn about them. Numerous lenders use FICO SBSS models and they play an important role in many Small Business Administration (SBA) loans. Since January 2014, the SBA has been using credit scoring to prescreen 7(a) loans up to $350,000 with a couple of exceptions (SBA Express and Export Express). “SBA loans offer the most attractive interest rates, so if you want to get a small business loan, it’s important to know this score and know it’s up to snuff,” says Levi King, CEO of Creditera. Here are a few things you need to know about these important, but largely unknown, credit scoring models. The Range The score range is 0 â€" 300, and like a consumer FICO score, a higher score is considered stronger because it represents less risk to the lender. The Formula A wide variety of factors go into these scores. These may include: The owner/co-owner’s personal credit information Business credit history, age of the business, years in business, etc. Financial data, such as business assets, cash flow, etc. Beyond that, specifics are very difficult to come by. Unlike the “FICO formula” that describes the main factors that go into credit scores and the impact they have on your credit history. As with all FICO scores, there are many different models and lenders may customize scores to their business needs. I’ve found that business credit is a source of confusion for many owners, who don’t know it exists and don’t know how to build strong business credit. This process of building business credit can be different than it is for personal credit. For example, while using a credit card can be helpful when building a strong personal credit score, some business credit cards won’t appear on your business credit reports unless you default. And it’s much harder to identify companies that report to business credit bureaus than it is to find ones that will report to the major credit reporting agencies that sell consumer credit reports, where almost any auto or mortgage lender will report payment history on a regular basis. Unlike consumer lending, if you are turned down for a small business loan due to your business credit reports and/or your business credit scores, lenders aren’t required to tell you why your application was rejected. The Workaround If you have very high personal credit scores but little in the way of a business credit rating, you may be able to meet the minimum score required, at least for an SBA loan. And some lenders may be willing to offer funding if you have very high personal credit scores and other qualifications such as strong collateral and great business potential. “Some lenders will look more at the story than at the score,” says Rocco Fiorentino, whose firm, Benetrends, helps franchise owners obtain financing. I recommend you get a comprehensive view of your credit as soon as you decide to start a business. Business owners should always stay on top of their scores. Here’s how: Creditera offers some business credit scores for free, and a FICO SBSS score is available for purchase. You can purchase several different types of business credit reports and scores from the three major credit bureaus. DNB (Dun Bradstreet) offers free alerts to changes in your business credit file. In my forthcoming book, Finance Your Business, co-authored with Gerri Detweiler, I explain the myriad types of information that can go into business credit scores and how to build yours. Business owners are wise to invest the time and energy into establishing strong personal and business credit before they need to borrow. It’s hard to build one fast, and when the opportunity to expand arises, you want to be ready to take advantage of it. More From Credit.com: What’s a Good Credit Score? How to Get Your Free Annual Credit Report How Do I Dispute an Error on My Credit Report?

Annual Career Check-Up Your New Year In View - Work It Daily

Annual Career Check-Up Your New Year In View - Work It Daily It's time for your annual career check-up! What changes do you want to make in your work life in 2014? Do you want a new job or a promotion? Do you want to keep doing the same things work-wise but with a new employer? Do you want to change career directions altogether? Are you happy where you are but want to boost your performance? Regardless of your career situation, the New Year offers you a fresh slate. If you’re a goal-driven person, then you probably set performance targets for yourself at work and in your personal life. Now that the New Year is here, it’s time to set your career goals for 2014. Remember to keep your goals SMART (specific, measurable, achievable, realistic, and time-driven): Relationships Armed with a list of the most critical relationships in your work life, set a goal for each. What's the one action you can take that will sustain or improve each relationship? Goals Are you carrying forward any 2013 goals into 2014? If so, make a note of them. In addition, jot down the primary goals you would like to achieve in your work life this year. Are you aiming to land a new job or a promotion by a certain date? Or are you planning to clarify your career next steps or explore a new industry? Career Trajectory What title, employer type, and industry would you like to be in by the end of 2014? Aim high and dream big, and then work backward to detail the path you will need to take to achieve this trajectory. Personal Brand Which elements of your career brand would you like to capitalize on more this year? How will you do this? What types of projects, assignments, and roles will enable you to extend your brand at work? Career Values What are the top three career values you would like to honor most throughout this next year? Career Passions What are the top three career passions you would like most to express throughout 2014? Career Gifts What are the top two career gifts you would like to use the most this year? Industry Trends Which industry trends are most likely to impact your career in 2014? What specific actions can you take in the next 12 months to make those impacts as positive as possible? What can you do to mitigate any potential negative impacts? Personal And Professional Development What new personal or work-related skills do you plan to develop this year? What formal or informal training will you complete? Remember that once you officially enroll in a class or program, you can add it to your resume and LinkedIn profile â€" just make sure you clarify that you are enrolled and have not yet completed it. Once you’ve completed the class or program, you can note this completion on your resume or LinkedIn profile as well. Achievements What achievement opportunities exist for you in your current role this year? Are there planning projects or initiatives that you think will enable you to solve a problem, improve sales, innovate, or help the company to achieve shared goals? If you find yourself stymied by the process of designing your life, you may need an injection of creativity. If so, try one or more of the 30 creativity-boosting techniques noted in this recent blog post. Once your plan is crafted, put legs under it by tying your goals and plans to specific dates in your planner. Break larger annual goals into small weekly chunks and make sure you access support for each goal you set: Who can assist you in achieving each goal? What information or resources do you need to pursue these goals? What new skills or success habits must you put in place to realize these goals? What changes or adaptations will you have to make, and how will you go about executing those? What barriers to accomplishing these goals are in your way or could arise? How will you overcome these barriers? Put your career plan in a form that feels right to you, whether that’s a collage or a left-brained report. Store it where you will see it often (preferably daily) and schedule monthly reviews of your plan. Each month when you reread it, make a note of your progress, successes, and problems. Get help when you need it â€" don’t wait until the year is nearly over to admit that you need support to achieve a goal. Most of all, though, have fun with your goals. Resolutions are supposed to bring us joy! Enjoy this article? You've got time for another! Check out these related articles: Don’t Be Afraid Of Changing Your Job Goals How To Create SMART Goals Why Do You Set Goals? Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today! Annual Career Check-Up Your New Year In View - Work It Daily It's time for your annual career check-up! What changes do you want to make in your work life in 2015? Do you want a new job or a promotion? Do you want to keep doing the same things work-wise but with a new employer? Do you want to change career directions altogether? Are you happy where you are but want to boost your performance? Regardless of your career situation, the New Year offers you a fresh slate. If you’re a goal-driven person, then you probably set performance targets for yourself at work and in your personal life. Now that the New Year is here, it’s time to set your career goals for 2015. Remember to keep your goals SMART (specific, measurable, achievable, realistic, and time-driven): Relationships Armed with a list of the most critical relationships in your work life, set a goal for each. What's the one action you can take that will sustain or improve each relationship? Goals Are you carrying forward any 2014 goals into 2015? If so, make a note of them. In addition, jot down the primary goals you would like to achieve in your work life this year. Are you aiming to land a new job or a promotion by a certain date? Or are you planning to clarify your career next steps or explore a new industry? Career Trajectory What title, employer type, and industry would you like to be in by the end of 2015? Aim high and dream big, and then work backward to detail the path you will need to take to achieve this trajectory. Personal Brand Which elements of your career brand would you like to capitalize on more this year? How will you do this? What types of projects, assignments, and roles will enable you to extend your brand at work? Career Values What are the top three career values you would like to honor most throughout this next year? Career Passions What are the top three career passions you would like most to express throughout 2015? Career Gifts What are the top two career gifts you would like to use the most this year? Industry Trends Which industry trends are most likely to impact your career in 2015? What specific actions can you take in the next 12 months to make those impacts as positive as possible? What can you do to mitigate any potential negative impacts? Personal And Professional Development What new personal or work-related skills do you plan to develop this year? What formal or informal training will you complete? Remember that once you officially enroll in a class or program, you can add it to your resume and LinkedIn profile â€" just make sure you clarify that you are enrolled and have not yet completed it. Once you’ve completed the class or program, you can note this completion on your resume or LinkedIn profile as well. Achievements What achievement opportunities exist for you in your current role this year? Are there planning projects or initiatives that you think will enable you to solve a problem, improve sales, innovate, or help the company to achieve shared goals? If you find yourself stymied by the process of designing your life, you may need an injection of creativity. If so, try one or more of the 30 creativity-boosting techniques noted in this recent blog post. Once your plan is crafted, put legs under it by tying your goals and plans to specific dates in your planner. Break larger annual goals into small weekly chunks and make sure you access support for each goal you set: Who can assist you in achieving each goal? What information or resources do you need to pursue these goals? What new skills or success habits must you put in place to realize these goals? What changes or adaptations will you have to make, and how will you go about executing those? What barriers to accomplishing these goals are in your way or could arise? How will you overcome these barriers? Put your career plan in a form that feels right to you, whether that’s a collage or a left-brained report. Store it where you will see it often (preferably daily) and schedule monthly reviews of your plan. Each month when you reread it, make a note of your progress, successes, and problems. Get help when you need it â€" don’t wait until the year is nearly over to admit that you need support to achieve a goal. Most of all, though, have fun with your goals. Resolutions are supposed to bring us joy! This post was originally published on an earlier date and has been revised. Related Posts Don’t Be Afraid Of Changing Your Job Goals How To Create SMART Goals Why Do You Set Goals? About the author A 15-time, award-winning resume writer, Cheryl Lynch Simpson serves mid-career to senior executives as a credentialed resume writer (ACRW), LinkedIn strategist (COPNS), and Get Clear, Get Found, Get Hired (G3) coach. Like her advice? Check out her website, ExecutiveResumeRescue.com for a complimentary copy of her popular Polish Your Profile LinkedIn presentation, or follow her on Twitter!   Disclosure: This post is sponsored by a CAREEREALISM-approved expert. You can learn more about expert posts here. Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today!

These are the Ages Most People Feel Ready to Marry, Buy a House and Have Children, Survey Says

These are the Ages fruchtwein People Feel Ready to Marry, Buy a House and Have Children, Survey Says No matter how many roads we build, or worlds we conquer, the measures of success established by our knuckle-dragging ancestors will remain preserved How big is your cave and how many people have you made in it?The terminology evolves, but the spirit of these inquires continues to haunt the current generation of gather and gatherers. Once you peel off the dogma and sexism inherent in the mammalian mission statement, youre essentially left with Carlins Stuff bit Thats all you need in life, a little distributions-mix for your stuff. Thats all your house is a place to keep your stuff. If you didnt have so much stuff, you wouldnt need a house. You could just walk around all the time. A house is just a pile of stuff with a titelblatt on it.Without meaningful people to share our stuff with, our lives are just a marble of headaches and nonsense. Of course, am I ready to take on meaningful pe ople? Is a weighty, kaleidoscopic question one better left to the estimation of dead presidents, one existential step at a time. Am I ready to date? Becomes do I have disposable income? Am I ready to own my home? Becomes do I have disposable income? Am I ready to make people? Becomes am I ready to no-longer have disposable income?Life milestones and financial gaols are effectively synonymous because money cant buy happiness but its certainly a good start.The birds and the benjaminsAccording to anew survey of 2,500 Americans conducted by HR block, a hair less than half of the respondents genuinely believe that their financial struggles have prevented them from achieving personal life goals. Seventy-three percent of those queried said that they are incentivized by personal fulfillment to achieve these traditional objectives, namely buying a home, marriage and having children, while 20% dreaded being perceived as a person that got left behind.Whatever the exact animator, it seems the g reater majority are taking on critical responsibilities that they arent quite ready for. mora than a quarter of Americans confessed to not giving their finances too much thought before they bought their first home. Fifty-percent of participants said that they wished they would have waited until they were more financially secure before the arrival of their first child. Fifty-five percent of newlyweds said that money disputes put considerable stress on their marriage, and one in five regret not having talked to their spouses about these concerns before skipping down the aisle.But thats the thing about the money-happiness maxim. On paper, virtually every traditional life milestone is conceivably more fulfilling with extra cheddar to throw around, but 80% of respondents said that once they tied the knot, bought a home and filed it with a cub or two, they suddenly became optimistic about their financial future despite panicking about each of these stages prior to achieving them. It seems a surefire way to avoid becoming a bystander in your own life, is allowing impulses to backseat drive. That doesnt mean you always observe every itch as gospel, but there are some things that simply cant be calculated. Forethought should sketch the figures while intuition colors everything in.If you havent met your first spouse by your 26th birthday, adjust your standards and hit the apps. By 29, you should be just about ready to buy a home-not thehome, mind you just a home a place to put your stuff with a cover over it. By 30, get ready to start procreating. Now, when the firstborn reaches age seven, you should be prepared to buy/build your forever home. By 38 you should feel the most financially content, which puts you on track to retire at 63. Enjoy pinching cheeks and chewing Werthers originals, ya made it. CW Headley--This story originally appeared on Ladders.

Whispered Resume Writing Tips for Experienced Professionals Engineering Secrets

Whispered Resume Writing Tips for Experienced Professionals Engineering Secrets There are many approaches to compose a resume. Because you would like to provide tons of attention to both, you might not have much room left for different sections, including a resume summary, volunteer work, interests, etc.. Once youve reviewed resumes in your field, peruse resumes across fields to learn how to vary the usage of action verbs and receive a feel for what makes an effective accomplishment statement. Then it may be time to bring some style to your resume Lets begin by viewing the 3 key varieties of resumes and which would be ideal for you. The Unusual Secret of Resume Writing Tips for Experienced Professionals Engineering If thats the case, then the functional resume format could be perfect. Opportunely, engineering resumes have an extremely straightforward format. In the end, employing the suitable USA resume format will help to better your chances of landing that critical inte rview that results in a job in the usa. Employing section headings like Summary of Skills and Technical Proficiencies you can make sure the hiring manager quickly knows that youre qualified for the job accessible. Open the work ad that youre applying to, and discover the job requirements. After that, show you comprehend the job, and the way youre able to provide help. Everyone can say he or she excelled at her or his final job. The resume format sample needs to be carried out well. Once you have the simple information organized into the correct sections that you would like to include, you should start playing with how the text is laid out on the webpage. Formatting your resume is a significant step in making a professional, readable resume. Interest or skills section is the most crucial and difficult area of the writing. You also dont wish to rely on it too heavily in the fest that you dont have the correct type of skills for the job which youre seeking, because it declar es that lack of qualifications immediately. The extra skills can be in agreement with the job or completely different. Because your abilities and employment history will consume the majority of your resume space, you might want to get rid of optional sections like volunteer work or unique interests. Heres What I Know About Resume Writing Tips for Experienced Professionals Engineering The work description might also earn a difference. You are able to see our post to learn more and examples to help you compose a resume with very little or no work experience. Below, you will discover a list of resume examples that may aid you with your work search. Show some enthusiasm and provide them a reason for why you would like to be their new hire. Creative While its important to get a professional resume, sometimes just a little creativity and innovation is acceptable. Resume guidelines can fluctuate from industry to industry, therefore its advisable to get familiar with specific indu stry examples. If work experience isnt your key highlight or whether youve got an inconsistent work history, its best advisable to start your resume with your qualifications. You should also think about the position, company and industry that youre pursuing. Recruitment consultants often utilize ATS also. Youve just come from the other side of the engineering job which you dream about.

Things You Wont Like About Presume Vs Assume and Things You Will

Things You Wont Like About Presume Vs Assume and Things You Will Presume Vs Assume No Longer a Mystery At times, the verb assume gives the feeling of pretending ignorance. For people who confuse presume and assume, an analogy is simply the thing The youthful scientist challenged the earlier assumptions about the use of hormones. When theres a proof or a probability, its presumed. Two extremes must be avoided, so the truth is going to be found. Presumption might be more accurate than assumption since it is founded on probability. A presumption of competence may look as a leap for many non Autistic individuals, it might even feel like a disconnect. In the event the penal value is less than 1 year, imprisonment ought to be a final resort. When you assume, you have zero foundation for the opinion. All training has to be conducted in a manner and language where the worker can understand. Presuming competence isnt something we do because we are a great individual. Presume Vs A ssume - the Conspiracy You dont need to present any personal or private info on your resume. You can platzset your contact details in the footer of your resume, but should you do, you should make sure theyre also in the fruchtwein important body of the document. Always attempt to assume the worst case scenario and construct the program such it can handle it, to put it differently, its always preferable to be a defensive programmer. For more instructions on how best to proceed for your specific building, go to HPDONLINE. The fact they speak today with this kind of passion tells me they dont agree with lots of the choices parents made on their behalf, years ago. Finding a testimonial is often as simple as asking a colleague, teacher or previous employer to compose two or three sentences about you. Taylor confessed saying it welches a day for its crime and matters really will need to get far better. Some victims could have a statement recorded, called an advanced directive or li ving will, they do not wish to get treated in the example of life threatening illness. Whenever possible, the courts wish to find both parents continue to get involved with a youngsters life after a divorce. Most courts dont grant overnights until a youngster is at least three. Life After Presume Vs Assume Something which is assumable is something that could be taken, as an assumable loan. Further, in addition, it means to select the kind of something. Regrettably, the world isnt always a neutral location, and I fear Carl will need to get through jury duty empty-handed. Taking the opportunity to work on your resume is vital. Nonetheless, its exactly the Steelers manner, as well as the players purchase. More so than most individuals realize. Seven women and five men form the jury. If someone takes to himself character traits or a position he fails to posses, he pretends to or impacts the character hes assuming. The Basics of Presume Vs Assume For instance, if you receive a telephone call then it can be assumed that it might be a companion. If you mention the businesss name, make certain you get it right. Maybe examples will provide help Well, following is a few examples. Lies Youve Been Told About Presume Vs Assume The employer must be sure that nobody is exposed above these limits. Medical surveillance requirements are different based on the business. You should tailor your resume to each work application so that it responds to the particular needs of the job that youre applying for. When providing your employment history, begin with the your latest job and go backwards from that point. Employers are interested in well-rounded applicants. Training requirements are determined by the workplace exposure and classification. Take a look at our 8 job skills you ought to have page to find some of the things which employers are commonly searching for. 1 advantage for employers to internet resumes is the considerable cost saving in contrast to t raditional hiring methods. Presume Vs Assume Secrets That No One Else Knows About As a clinician, youve got to get each of the facts in order make an educated choice. Usually its sufficient to include a couple of testimonials in your resume. 3, Qi In given conditions, a lousy thing can cause good outcomes. Its more appropriate every time a decision was made, or is going to be made, with incomplete info. You will be astounded at how your whole approach to an individual or problem gets very different. When you presume youre making an educated guess based on information which you already have. Theres also a connotation of legality and a few definitions of presume define it like a legal term. The next time you will be confident in regards to the usage of both the terms. The examples below can help you to comprehend the significance of presume better. Assume also have several other meanings.